Presented by The Real Estate Finance Committee

• Are you aware that beginning in January the HUD1 is being eliminated and replaced by new closing disclosures?
• Did you know that procedures for disclosing final closing documents are being changed and that escrows could be delayed as a result of the new procedures?
• Do you know what a Qualified Mortgage is and how this will affect your business?
• Are you familiar with new appraisal guidelines that will go into effect in January?
• Did you know that the deffinition of a high cost loan is changing and how easy it will be to have a loan classified as "high cost"?

Your Real Estate Finance Committee will be presenting answers to these question and possible impacts to your business.

Hosted by:
Alan Schwartzman - Advanced Mortgage SVF
Leslie Sing - Solano Pacific Mortgage
Andy Scott - Guild Mortgage
and Guy Benjamin - RPM Mortgage, Committee Chair

RSVP to 707-644-5525